Why It's Important to Get Pre-Approved

Article by: John Carle & Sharon Gregresh

Having a pre-approved mortgage will give you the confidence of knowing exactly what you can spend on a home before you start looking. You will also be protected against interest rate increases while you look for your new home. , Are you in search of the most informative opinion relating t

Your Mortgage Specialist will answer your questions and help you determine which financing terms and options are right for you. Your Mortgage Specialist and Real Estate Professional work as a team to help you find the right home and select the best financing.

Finalizing Your Mortgage

Once you've found the home you want to purchase, there are some documents you'll probably be asked for in order to finalize your financing. They will include:

1. A copy of the real estate listing of the property. , Caring For Your Trees, Shrubs and Flowers If the home is still to be built, the mortgage lender will need to see the architect's or builder's plans , ting Hydrangeas For Late Season Color and details on lot size and location. , Are you in search of the most informative opinion relating t

2. A copy of the offer to purchase or the building , Tulip Bulbs - Fall is the Time to Prepare the Perfect Spring Flower Garden contract, if this document has been prepared.

3. Documents to confirm employment, income and source of pre-approval.

If you have a pre-approved mortgage, it's a simple matter of finalizing a few details which your Mortgage Specialist will explain to you.

About The Author

John Carle & Sharon Gregresh are Realtors with Royal LePage - ArTeam in St. Albert, AB. They pride themselves on providing more than just real estate sales and listings. Their clients benefit from a much larger spectrum or real estate services. Contact them any time at information@workingtogether.ca or through their website at www.workingtogether.ca. They can be reached by phone , Summer Pruning / Pinch an Inch at (780) 458-5595

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