Part VI: Home Buyer Terms and Definitions
Article by: Mark Mathis
Recording Fee - A charge for recording the transfer of a property, , Something old, something new paid to a city, county, or other appropriate branch of government.
Real Estate Settlement Procedures Act (RESPA) - A federal law requiring lenders to provide home , Enhance your garden with sunflowers buyers with information , How Important Is Your Air Conditioner Filter? about known or estimated settlement costs. The act also regulates other aspects of settlement procedures.
R-Value - The resistance of insulation material (including windows) to heat , Love to garden but short on money? Here’s 10 money saving id passing through it. The higher the number, the greater the insulating value.
Sales Contract - A contract between a buyer and seller which should explain, in detail, exactly what the purchase includes, what guarantees there are, when the buyer can move in, what the closing costs are, and what recourse the parties have if the contract is not fulfilled or if the buyer cannot get a mortgage commitment at the agreed-upon terms.
Settlement - (See Closing).
Shared Appreciation Mortgage - A loan in which partners agree to share specified portions of the downpayment, monthly payment, and appreciation.
Tenancy in Common - A form of ownership in which the tenants own separate but equal parts. To inherit the property, , Reduce Your Heating Bills This Winter a surviving tenant would either have to be mentioned in the will or, in the absence of a will, be eligible through state inheritance laws.
Title - Evidence (usually in the form of a certificate or deed) of a person's legal right to ownership of a property. , Catching the Difficult Horse!
Transfer Taxes - Taxes levied on the transfer of property , Rose Petals Add The Perfect Touch For A Wedding or on real estate loans by state and/or local , Authenticity Of Vastu (Science of Indian architecture) jurisdictions.
Veterans Administration (VA) - A federal agency which insures mortgage loans with very liberal downpayment requirements for honorably discharged veterans and their surviving spouses.
Walk-Through - A final inspection of a home , Flower Delivery in New York before settlement to search for problems that need to be corrected before ownership changes , The Birth of a Small Container Flower Garden hands.
Warranty - A promise, either written or implied, that the material and workmanship of a product , Creating a Mood with Scents is defect-free or will meet a specified level of performance over a specified period of time. Written warranties on new homes , Five key factors that affect your pot plants in winter are either backed by insurance companies or by the builders themselves.
Zoning - Regulations , Rose Petals Add The Perfect Touch For A Wedding established by local , Tips for Planting Flower Bulbs governments regarding the location, , Plants that Clean the Air height, and use for any given piece of property , Invite Butterflies to Your Garden within a specific area.
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About the author:
Mark Mathis is a building designer , Native Trees and Plants For Bedford County Pa and publisher of several stock house , Buying Chainsaws Online plan websites and informational resources including http://www.HousePlanCentral.com,
http://www.HousePlanGallery.com, and http://www.moneytalks-bswalks.com. Be sure to visit each site and subscribe to our eNewsletters to receive special offers, promotions, and subscriber-only features. , What Is Fine Pewter?
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